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PACE Financing

100% FINANCING TO HELP YOU PAY FOR YOUR NEXT HOME IMPROVEMENT PROJECT.

• $0 Down • 100% Financing • Free Estimates

Finance your home improvement needs with PACE

Our wide array of products

Roofing

Impact Windows

Impact Doors

Air Conditioning

Solar Energy

Financing

What is PACE?

Understanding PACE Financing will guide you to make the right decision.

File:Eo circle green checkmark.svg - Wikimedia Commons Pace Financing

Property Assessed Clean Energy (PACE) is an affordable financing option that allows property owners to finance the entire cost of energy-efficient and maximum hurricane protection upgrades.

File:Eo circle green checkmark.svg - Wikimedia Commons Home Improvement Upgrades

With PACE, you can finance the cost of many home improvement projects, such as hurricane impact windows and doors, air conditioning upgrades, energy-efficient solar panels, roofing and more.

File:Eo circle green checkmark.svg - Wikimedia Commons Promotes Energy Efficiency

PACE promotes energy efficiency by offering home improvement upgrades that significantly reduce your carbon footprint. And, with energy efficiency comes huge savings on your utility bill.

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Your Questions, Our Answers

Is PACE a loan?

PACE is not a loan, but rather, a property assessment. PACE financing requires no up-front costs and payments are made as a line item on the homeowner’s property taxes.

This means that your payment will only reflect what will appear on your property taxes when you receive your bill. The capitalized interest accrues on your financing before the first payment is due. So, rather than bill you all at once with your very first payment, you only need to pay a little bit each time.

PACE funded home improvements may also lead to significant utility savings that can help offset the payments on your property tax bill. You essentially make all your money back and start saving in the long-run.

We know what you’re probably thinking…

Is PACE a government incentive or discount program?

PACE doesn’t provide any government funding, payment forgiveness, or specialized discounts, but there are still plenty of financial benefits associated with choosing PACE to finance your home improvement projects. Here’s how:

For example, if you decide to go through with PACE to finance your impact door and window installation, it can add significant value to your property. So, although you won’t be receiving any special discounts, you could possibly make a profit if you choose to sell your home after making these upgrades and when you’ve completed all of your assessment payments.

Think of these monthly payments as a property investment that can help you make a lot of money in the long-run!

windows and doors
windows and doors

We know what you’re probably thinking…

Is PACE a government incentive or discount program?

PACE doesn’t provide any government funding, payment forgiveness, or specialized discounts, but there are still plenty of financial benefits associated with choosing PACE to finance your home improvement projects. Here’s how:

For example, if you decide to go through with PACE to finance your impact door and window installation, it can add significant value to your property. So, although you won’t be receiving any special discounts, you could possibly make a profit if you choose to sell your home after making these upgrades and when you’ve completed all of your assessment payments.

Think of these monthly payments as a property investment that can help you make a lot of money in the long-run!

windows and doors

Next Steps

What determines my eligibility for PACE?

PACE financing eligibility is based primarily on the amount of equity that you have in your home, your ability to repay your assessment, as well as your overall mortgage payment history. However, don’t get this confused with your credit. It’s actually different.

Getting approval for PACE financing is not based on your credit score. In fact, you receive low fixed interest rates regardless of your credit score. At Florida State Upgrades, we empathize with our customers and their financial situations, which is why we’ve made it a point to not allow bad credit scores to stop you from improving your home. Also, you have the option of spreading the cost of the life of your products for up to 30 years.